Narrowing Our Sights

Now that we've learned where you'd like to be and what needs are important to you once you get there, let's zero in on the ideal plan based on the amount of risk your willing to assume at this stage in your journey.

1. I plan to begin withdrawing money from my investments in:

Less than 3 years

3-5 years

6-10 years

11 years or more

2. Once I begin withdrawing funds from my investments, I plan to spend all of the funds in:

Less than 2 years

2-5 years

6-10 years

11 years or more

3. I would describe my knowledge of investments as:

None

Limited

Good

Extensive

4. When I invest my money, I am:

Most concerned about my investment losing value

Equally concerned about my investment losing or gaining value

Most concerned about my investment gaining value

5. Select the investments you currently own:

Bonds and/or bond funds

Stocks and/or stock funds

International securities and/or international funds

6. Consider this scenario: Imagine that in the past three months, the overall stock market lost 25% of its value. An individual stock investment you own also lost 25% of its value. What would you do?

Sell all of my shares

Sell some of my shares

Do nothing

Buy more shares

7. We've outlined the most likely best-case and worst-case annual returns of five hypothetical investment plans. Which range of possible outcomes is most acceptable to you?

Avg Annual Return	Best-case	Worst-case
7.2%	16.3%	-5.6%
9.0%	25.0%	-12.1%
10.4%	33.6%	-18.2%
11.7%	42.8%	-24.2%
12.5%	42.8%	-28.2%

The figures are hypothetical and do not represent the performance of any particular investment.

Show Me My Plan!

Time Horizon Score:

Risk Tolerance Score:

Investor Profile:

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